Open a Bank Account Without SSN — Find Your Options
CFPB guidance says an SSN is not always required for checking or savings accounts, though institutions must verify identity.
This tool provides general information only and is not financial, legal, tax, or immigration advice.
Advertisement placeholder
Step 1 / 3
What you need
What kind of account, and whether you'll send money abroad.
Some links below are affiliate links — ImmigrantMoney may earn a commission at no cost to you. This never affects our rankings.
Sources
- CFPB newcomer bank account guidanceLast reviewed: 5/2/2026
- FDIC 2023 National Survey of Unbanked and Underbanked HouseholdsLast reviewed: 5/2/2026
Advertisement placeholder